TABLE OF CONTENTS:

1-13: Social Services Expenditures And Economic Growth Of Nigeria 

14-21: Agency Banking And Job Creation By Nigerian Youths

22-29: Effect Of Macroeconomic Variables On Manufacturing Sector Performance In Nigeria

30-38: Causes Of Employee Discrimination In The Workplace: A Study Of Selected Federal Universities In South-East Nigeria

30-47: Effect Of Employee Job Involvement And Engagement On Organizational Effectiveness: A Study Of Selected Multinational Firms In South-South, Nigeria

48 -62: Digital Financial Services And Sub-Saharan Africa Economic Development – Panacea Or Placebo?

63-77: Does Firm Innovativeness Matter? EFFECTS Of User Attitude To Intention To Adopt Novel Pan-African Digital Payment: User Perspectives
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