OLOVEZE, A.; OBASI, R.; IBOK, I.; OTEH, O.; ONYA, O. Does Firm Innovativeness Matter? Effects Of User Attitude To Intention To Adopt Novel Pan-African Digital Payment: : User Perspectives. JORMASS | Journal of Research in Management and Social Sciences, [S. l.], v. 9, n. 1, p. 63–77, 2023. Disponível em: https://jormass.com/journal/index.php/jormass/article/view/41. Acesso em: 9 may. 2025.